Auto Insurance 101: Getting it the Memphis Way
Based on the National Highway Traffic Safety Administration (NHTSA), American car owners are involved in a vehicular accident every 10 seconds. If you are located in Memphis, Tennessee, car insurance is the most practical investment you can avail in order to reduce your liability against accident related causes; therefore, protecting you against financial burdens. Auto Insurance 101
Get your car insurance now before it's too late
Advantage of Getting an Auto Insurance
The policy will not only cover your car. It can also provide assistance to you and your family in case of an accident. The agreement takes place when the insurer pays a certain premium which entitles them a financial assistance as long as the policy lasts. Nevertheless, the benefits depend on the type of insurance you purchased.
Types of Auto Insurance Coverage
Kellet Insurance Agency, provider of auto Insurance in Memphis classified different types of coverage that can use as your widest protection against specific events that resulted from the damages of the vehicle.
Most of these are compulsory and including them to your policy will increase your premium. These auto insurance coverages are:
- Property Damage Liability
- Bodily Injury Liability
- Comprehensive Coverage
- Collision Coverage
- Fire and Theft Damage
- Personal Injury Protection
- Liability Coverage
- Uninsured Driver Coverage
- Underinsured Driver Coverage
- Pay-Per-Mile Coverage
- Gap Insurance
- Physical Damage Coverage
What is the right auto insurance for me?
In choosing the right auto insurance, it is helpful but it’s not enough to consider several factors like deductible, premiums and insurance limits that you can get from a car insurance policy. You must also keep in mind that customer service, trust, experience and reliability really matters because choosing the best company is very important as well.
If you are located in Memphis, TN, don’t hesitate to contact us today for the most comprehensive and affordable car insurance quotes.
Auto Insurance 101 - Getting it the Memphis Way