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It is illegal to drive a motor vehicle in Tennessee without minimum liability insurance coverage.
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The SR-22 is a proof of financial responsibility, and can be required for a total of 5 years from the date of your suspension. If the SR22 is filed for a total of 3 years within the 5-year period, the DOS can cancel the SR22 provided it is not required for any other suspension. The Insurnace is required for a period of 3 years for a drunk driving conviction. If the SR22 is cancelled before the required time, your driving privileges will be suspended. The minimum requirement liability insurance coverage for the State of Tennessee is as follows:
- $25,000 for Bodily Injury Liability per person injured in an accident
- $50,000 for Bodily Injury Liability for all bodily injuries in one accident
- $15,000 for Property Damage Liability in one accident
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Tennessee SR22 Requirements:
- Driver must maintains SR22 Car insurance once coverage is issued until requirement is lifted by the Court
- If an your license has been revoked due to citing of not carrying an SR-22 during their your first offense.
- If your driver’s license has been reinstated after having been revoked from of excessive points that count against your driving history.
- The Tennessee DUI law also prohibits driving under the influence of other intoxicants such as inhalants, marijuana, amphetamines and others.
- Tennessee has an implied consent law which means that you have given your consent to be tested to determine the alcohol or drug content of your blood
- If stopped by an officer and he suspects that you are under the influence. First refusal to submit to the test will result in your driver’s license being revoked for a period of 1 year.
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